Income protection insurance keeps your finances secure if you cannot work. Find out how our advisors can help you.
Income protection insurance helps you stay safe if you lose your job or cannot work due to a long period of sickness. This insurance provides you with a significant percentage of your yearly earnings, helping you stay clear of any debt, mortgage, or other financial issues. This option is highly recommended if you’re the sole earner in a household.
Our advisors are here to help you find the right policy and rates for your situation. We’ll browse the entire insurance market to find the right deals for you, offer exclusive rates that you won’t find with other insurance brokers, and help you keep your finances safe going forward.
Why Use Insurance Brokers from Rite Mortgages?
We’re dedicated to finding you the best rates for your needs.
We’ve got over 25 years in the industry.
We have access to exclusive deals that can’t be found on the high street.
We’ll provide you with a range of options regarding your situation.
We offer free, comprehensive, no-obligation reviews of your situation before we start work.
We’re directly Authorised by the FCA (Financial Conduct Authority).
Do I Need Income Protection Insurance?
Loss of employment cover
Loss of employment cover will ensure you get 12-24 months of pay at about 70% of your usual salary. This means you can keep on top of living costs, debts, mortgage payments and any other required outgoings.
This insurance covers you if you have been made redundant or let go for a reason that wasn’t your fault. If you left your job voluntarily or due to sickness, you won’t be able to make a claim.
Long-term sickness cover
Similar to the loss of employment cover, this income insurance covers the loss of work due to illness that has resulted in a significant loss of earnings. This insurance will only cover you for 12-24 months while you recover. If you’re at risk of long-term or permanent sickness that will go beyond this time limit, critical illness insurance would be a better choice.
A combination of sickness and unemployment cover
Although more expensive, an income insurance policy that covers both sickness and loss of employment can keep you covered for any issue that might interrupt your earnings. This is usually the best choice to take if you’re responsible for all or most of the household income. Our advisors will make sure you get the best rates possible, too.
Protect your income for the future.
Ensure the safety of your income if you’re not able to work. Get in touch with our advisors and we’ll find you the best deals. Fill out the form below.
This is third time we used your company, the level of service, professionalism and dedication shown by Mr Rodden as been superior. In his words "Perfect" Thank you again for helping us secure property/mortgage number three.
Great service from start to finish, highly recommended Made the whole process easier and stress free for us
went above and beyond for us especially with all of the issues with our solicitors.
Thank you so much to Steven for everything he has done for us. As first time buyers, the mortgage market was not easy to search and compare. Steven was professional, approachable and sorted everything out for us. We had a mortgage acceptance and offer within 24 hours. The service was fantastic and I cannot reccomed Steven and RiteMoney enough. Thank you!
Amazing customer service, my third time using Rite Money. Can highly recommend!
Very pleased with how efficient you guys were. After weeks of frustration with our bank TSB (which we thought would be the easy option) we wish we had contacted you guys first very quick process start to finish
The service provided was great. I would recommend rite money to anyone. Thank you to Steven and Hayleigh for all the help you where amazing through it all and able to help answer all my questions.
Fraser provided us with an excellent service and everything was completed quickly and efficiently. He made the whole process easy and was always very friendly. He replied to emails quickly and always ensured that he made himself available if we had any questions.
I am extremely happy with the service provided to me by Steven Ward and his colleagues whilst purchasing my first home. They were all very efficient and helpful and Steven could not have done any more for me. A very reliable and professional firm.
Steven has made the process of finding and changing mortgages and life insurance a seamless and stress free one. I have not had to concern myself with anything. He was helpful and supportive when I didn’t understand something during the process. He is able to explain things in an easy to understand way and I had every confidence that I would get the best deal for me
Steven was very helpful, and kept us updated throughout. Even when we hit a small (slight understatement), he had a plan B which meant we were able to get the home we wanted.
I had been rejected by a financial advisor previously and didn’t hold much hope of getting any sort of mortgage, but here I am. I picked up the keys last week and was in regular contact with the team right up to moving day. I cannot recommend rite money enough. Thank you for taking a lot of stress of my shoulders.
Let me be clear, I do not usually write these reviews, however...... Steven Rodden was exceptional from The start of our process to the end, and it was lengthy due to being unable to find a suitable property. Steven was very patient, always willing to go an extra mile to help us out, I would recommend Steven to anybody!! Exceptional service and comes extremely recommended First class..... Thanks Steven
Absolutely brilliant from start to finish. Very professional and dedicated staff. Can't thank them enough for all their efforts .
Great service, kept me up to date with my re-mortgage at all times, thanks for all your help.
Steven was highly personable with his approach and I felt that I could get in touch with him with any queries at anytime. I would highly recommend his services.
Steven was incredibly helpful from start to finish. It can be a minefield out there when applying for a mortgage and Steven guided me through the steps and explained everything in a way for me to fully understand what was happening. Exceptional service provided, highly recommend.
Friendly and efficient service.
Rite mortgage exceeded my expectations.
I highly recommend using Rite Money. They found me a mortgage when I was not sure I could get one. My advisor Steven Ward and also Hayley Kinsella were brilliant all the way through, Thank you guys.
Steven Ward is a credit to your company.. from start to finish he has been with me every step of the way, and so smoothly, i really could thank him enough for all his time and effort. Thank you Steven you have been fantastic!!!
With all the disadvantages to getting a mortgage you could think of, these guys still delivered in full. Thank you so much. I have my life back!
This is my second time using ritemortages and they have never failed to please me with their expertise and knowledge of mortgages on the market. The adviser which dealt with me on this occasion was Fraser Pete whom was very professional and efficient whilst giving me the right advice for choosing the right product that's right for me. My adviser was also always on hand to answer any questions that I had or anything that I didn't understand. On my first occasion my mortgage adviser was Scott Farrell who was also excellent in providing me with the right Mortgage with the right lender for my buy to let properties. The whole team at ritemortages were very helpful and professional at what they do. Abdul K Barik
Great experience remortgaging with Rite mortgages. Everyone was very helpful and the whole process was completed very quickly. Really impressed with the service!! Thank you to the team. Can we publish your Testimo
Adviser was really helpful, empathetic and honest advice, and solid product knowledge backed up by helpful support team
The bank told me that since I’m self employed I couldn’t get a mortgage. You got it in 2 weeks.
We had almost given up hope of remortgaging our house because of our age… we now have a mortgage we can afford.
Buying my first flat couldn’t have been easier… it was really simple.