We get a lot of questions about Help To Buy II.
That’s right there are two schemes (accept in Wales) and a lot of confusion surrounds them. The Equity Loan(I) and The Mortgage Guarantee (II)
The most popular and the one that receives the most press is the Mortgage Guarantee Scheme (II)
The Equity Loan Scheme (I)
There is a lot to take in and the options can seem confusing.
Not all lenders and banks have signed up to the Help To Buy Mortgage schemes so speak to an independent whole of market mortgage broker to get the best mortgage for you.