Self Build Mortgage Broker | Rite Mortgages Brokers

Self-Build Properties

If you’re building your property, our mortgage advisors can help you get your finances in order.

With the number of people building their home increasing each year, building your own property might be an option worth considering. With many old homes being less energy efficient, made with obsolete building materials, or just in a state of disrepair, building your own property is an investment that can really pay off — when financed correctly.

Building your own home requires a specialist finance plan, and our mortgage advisors will be able to help you negotiate a good deal with a lender to help you get the home you want. We’ll also look at the build itself, helping you estimate the cost of the project from start to finish, and say if we think there’s a better option available.

We also work with you on home renovations. If you’ve bought a home with the intention of boosting the value later, we’ll advise you on the right type of funding to get, what sort of mortgage you may need, and how to get the most back from your investment.

How Can Rite Mortgages Help?

We work with exclusive specialist lenders to help finance your build.

We can advise you on the estimated expenses.

We’ll help you get all the required documents in order.

We’re dedicated to helping you get the home you want, from start to finish.

We offer free, no-obligation consultations to discuss the project.

We’re directly Authorised by the FCA (Financial Conduct Authority).

Should I Build My Own Home?

Up until recently, building your own home has been a difficult process, with many lenders refusing to offer money, vastly underestimated costs, and very little outside support. However, with new financial support coming from the government, no VAT tax costs for builders, and more options for specialist mortgages, self-building your property is a genuinely viable option.

Our advisors will help you judge the costs of your self-build, find the right mortgage to help you fund it, and help you stay clear of any potential risks involved.


  • Harpal Panesar
    This is third time we used your company, the level of service, professionalism and dedication shown by Mr Rodden as been superior. In his words "Perfect" Thank you again for helping us secure property/mortgage number three.
    Harpal Panesar
  • Tara Elder
    Great service from start to finish, highly recommended Made the whole process easier and stress free for us
    Tara Elder
  • Theresa Benton
    went above and beyond for us especially with all of the issues with our solicitors.
    Theresa Benton
  • Kayreen Di Folco
    Thank you so much to Steven for everything he has done for us. As first time buyers, the mortgage market was not easy to search and compare. Steven was professional, approachable and sorted everything out for us. We had a mortgage acceptance and offer within 24 hours. The service was fantastic and I cannot reccomed Steven and RiteMoney enough. Thank you!
    Kayreen Di Folco
  • Andrew Bolt
    Amazing customer service, my third time using Rite Money. Can highly recommend!
    Andrew Bolt
  •  Jamie Di Folco
    Very pleased with how efficient you guys were. After weeks of frustration with our bank TSB (which we thought would be the easy option) we wish we had contacted you guys first very quick process start to finish
    Jamie Di Folco
  • Jennifer Smith
    The service provided was great. I would recommend rite money to anyone. Thank you to Steven and Hayleigh for all the help you where amazing through it all and able to help answer all my questions.
    Jennifer Smith
  • Karyn O'Donnell Meza
    Fraser provided us with an excellent service and everything was completed quickly and efficiently. He made the whole process easy and was always very friendly. He replied to emails quickly and always ensured that he made himself available if we had any questions.
    Karyn O'Donnell Meza
  • Mclellan Alexandra
    I am extremely happy with the service provided to me by Steven Ward and his colleagues whilst purchasing my first home. They were all very efficient and helpful and Steven could not have done any more for me. A very reliable and professional firm.
    Mclellan Alexandra
  • Janette Neillie
    Steven has made the process of finding and changing mortgages and life insurance a seamless and stress free one. I have not had to concern myself with anything. He was helpful and supportive when I didn’t understand something during the process. He is able to explain things in an easy to understand way and I had every confidence that I would get the best deal for me
    Janette Neillie
  • Helen Paterson
    Steven was very helpful, and kept us updated throughout. Even when we hit a small (slight understatement), he had a plan B which meant we were able to get the home we wanted.
    Helen Paterson
  • Liam Naylor
    I had been rejected by a financial advisor previously and didn’t hold much hope of getting any sort of mortgage, but here I am. I picked up the keys last week and was in regular contact with the team right up to moving day. I cannot recommend rite money enough. Thank you for taking a lot of stress of my shoulders.
    Liam Naylor
  • Adrian Batson-Jones
    Let me be clear, I do not usually write these reviews, however...... Steven Rodden was exceptional from The start of our process to the end, and it was lengthy due to being unable to find a suitable property. Steven was very patient, always willing to go an extra mile to help us out, I would recommend Steven to anybody!! Exceptional service and comes extremely recommended First class..... Thanks Steven
    Adrian Batson-Jones
  • Craig Ishop
    Absolutely brilliant from start to finish. Very professional and dedicated staff. Can't thank them enough for all their efforts .
    Craig Ishop
  • Laura Findlay
    Great service, kept me up to date with my re-mortgage at all times, thanks for all your help.
    Laura Findlay
  • Christopher Lynch
    Great service
    Christopher Lynch
  • Anna Woodward
    Steven was highly personable with his approach and I felt that I could get in touch with him with any queries at anytime. I would highly recommend his services.
    Anna Woodward
  • Andrew Calder
    Steven was incredibly helpful from start to finish. It can be a minefield out there when applying for a mortgage and Steven guided me through the steps and explained everything in a way for me to fully understand what was happening. Exceptional service provided, highly recommend.
    Andrew Calder
  • Sandra Henderson
    Friendly and efficient service.
    Sandra Henderson
  • Patricia Davidson
    Rite mortgage exceeded my expectations.
    Patricia Davidson
  • Theresa Rowley
    I highly recommend using Rite Money. They found me a mortgage when I was not sure I could get one. My advisor Steven Ward and also Hayley Kinsella were brilliant all the way through, Thank you guys.
    Theresa Rowley
  • Amelia Jones
    Steven Ward is a credit to your company.. from start to finish he has been with me every step of the way, and so smoothly, i really could thank him enough for all his time and effort. Thank you Steven you have been fantastic!!!
    Amelia Jones
  • John Woolley
    With all the disadvantages to getting a mortgage you could think of, these guys still delivered in full. Thank you so much. I have my life back!
    John Woolley
  • Abdul Barik
    This is my second time using ritemortages and they have never failed to please me with their expertise and knowledge of mortgages on the market. The adviser which dealt with me on this occasion was Fraser Pete whom was very professional and efficient whilst giving me the right advice for choosing the right product that's right for me. My adviser was also always on hand to answer any questions that I had or anything that I didn't understand. On my first occasion my mortgage adviser was Scott Farrell who was also excellent in providing me with the right Mortgage with the right lender for my buy to let properties. The whole team at ritemortages were very helpful and professional at what they do. Abdul K Barik
    Abdul Barik
  • Lucy Beautyman
    Great experience remortgaging with Rite mortgages. Everyone was very helpful and the whole process was completed very quickly. Really impressed with the service!! Thank you to the team. Can we publish your Testimo
    Lucy Beautyman
  • Chris Raithby
    Adviser was really helpful, empathetic and honest advice, and solid product knowledge backed up by helpful support team
    Chris Raithby
  • Andy
    The bank told me that since I’m self employed I couldn’t get a mortgage. You got it in 2 weeks.
  • John & Sue
    We had almost given up hope of remortgaging our house because of our age… we now have a mortgage we can afford.
    John & Sue
  • Charlotte
    Buying my first flat couldn’t have been easier… it was really simple.
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